January 17th 2010
Marketing is a key ingredient to the success of any business — big or small. But it means far more than just selling your product or service. Marketing activities encompass planning your product or service, then pricing, promoting and placing (or distributing) that product or service in such a way as to keep your customers happy and your business profitable. Continue Reading »
January 17th 2010
Another option in starting your business is as a limited liability company. This option, like that of a sole trader or partnership, also has its pros and cons. The main advantage of a limited company is that it has a legal ‘personality’ of its own, and is liable for its own debts, which in turn provides a limit on the liability of its directors. In effect, that means you will have a limited responsibility, in your personal capacity, for the debts of the company. Continue Reading »
January 17th 2010
There are many different types of insurance protecting various aspects of your business, some less obvious than others, but the following are some you should consider, depending on the specific circumstances of your own business: Continue Reading »
November 26th 2009
CHANGING JOBS
If you change jobs never withdraw your retirement fund and spend it. You are going to be short of cash at retirement anyway without compounding the problem by silliness. The only time that you might cash in the fund is when you retire. Even then it will have to be a well thought through decision because many factors will have to be considered. Continue Reading »
November 25th 2009
Credit is a real problem at the stuff time of economy. When consumers are rushing for cheap and cheap things, banks are incredibly money tight. Luxury seems out of mind. Continue Reading »
September 10th 2009
More often than not you are only one of a number of possible beneficiaries to share up the proceeds of Death; you may even be low on a list preceded by such persons as sons and daughters who feel they have some sort of right over the goodies to come. You should never feel daunted by such strong competitors. Remember: where there is a Will there is a way. Continue Reading »
September 10th 2009
The poor are defined as those lacking any money, and the vulnerable are those who cannot look after it when they have it.
There have always been poor. The Bible is full of examples of people without two brass farthings to rub together, and plenty of these were smitten with sore boils as well. It is a Law of Nature that any heap has to have a bottom; and a quick examination of heaps in farmyards will show you that some of the creatures living in the lower regions are fairly unprepossessing. Continue Reading »
September 10th 2009
Most deals are floated on credit, sustained on tick, and brought off in the nick of time. It is essential to be able to get hold of large chunks of cash with no strings attached while you negotiate the delicate middle stretch of making a fortune. You have probably noticed that banks are normally pretty flush with high denomination notes, and most of these the public never get to see at all. Continue Reading »
September 3rd 2009
Even if you have discovered that your qualifications, experience and financial knowledge would be useful in running a business, self-employment requires a lot more than these qualities. You rely totally on your own abilities to provide income, and you must therefore be dedicated and able to work long hours—often longer hours than if you were employed to do the same job! Continue Reading »
August 26th 2009
Simply looking at your background and qualifications and matching them up with your ideas, will not really determine whether or not you can run a home-based business. Look carefully at the answers to the questionnaire. Do they reveal any administrative experience or training? Do you have any qualifications in financial matters? Such areas are important in running a business. Most businesses which fail do so because of a lack of control over finance, or because of faulty administration. Continue Reading »
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